Bridging the Property Financing Gap
Bridging the Property Financing Gap The Rising Significance of Bridging Loans in the UK Property Market. The UK property market is experiencing a shift with the rise of bridging loans. As a versatile financial solution, bridging loans are becoming increasingly popular vehicles for swift and strategic property transactions. The UK bridging finance market was […]
Hard vs Soft Credit Checks
Hard vs Soft Credit Checks How Do Credit Checks And Credit Health Affect Mortgage Applications? Have you ever wondered how your past financial decisions could impact your dreams of owning a home? In the evolving world of UK mortgage applications, understanding the difference between hard and soft credit checks is important. These checks are integral […]
Mortgage Anxiety Among Generation X
Mortgage Anxiety Among Generation X Navigating Retirement with a Mortgage In an era of financial uncertainty, a significant concern is surfacing among Generation X (individuals born between 1965-1980): the fear of carrying a mortgage into retirement. Recent research by Just Group uncovers that over a quarter of Gen X with mortgages doubt their ability […]
The Rise of Green Mortgages in the UK
The Rise of Green Mortgages in the UK 57% of Major UK Lenders Are Now Onboard, Signalling a Shift in Sustainable Home Financing [1]. Picture this – a housing market that not only serves our needs, but also sustains our planet. This is no longer a distant dream, but an emerging reality in […]
Your Mortgage Matchmaker
Your Mortgage Matchmaker In today’s fast-paced world, searching for the perfect mortgage can feel like navigating a dating app. With a wide variety of rates, terms and fine print, it is easy to get lost in the overwhelming sea of options. Enter a mortgage adviser: not just a financial expert, but your personal ‘mortgage matchmaker’, […]
Home Improvements to Boost Your Property’s Value
In the dynamic UK housing market, homeowners are constantly looking for strategies to increase the appeal and value of properties. As the UK housing market faced a significant downturn at the end of 2023, homeowners and potential sellers are looking for reliable ways to boost the value of their property. Despite a 1.8% fall in […]
Smart Strategies to Lower Your Home Insurance Premiums
In an age marked by rising living costs, homeowners are increasingly looking for ways to alleviate financial burdens. A startling reflection of this trend is the sharp rise in home insurance premiums, with the average quoted price rising by more than 20% in the year before July 2023. This period saw the highest annual increase […]
Should You Add Your Partner to Your Mortgage?
Merging lives and finances is an important step in any relationship, especially when it comes to the biggest financial commitment most people will ever make: their mortgage. Given that the UK housing market is facing instability and mortgage approvals are expected to fall by 24% in 2024, the question of whether to add a partner […]
House Hunting Mistakes to Avoid
When you are looking for the perfect property, it is crucial to approach each step with diligence and insight. Many prospective buyers driven by excitement or inexperience fall into common traps that can complicate their purchase and lead to regret. This article aims to shed light on the most common mistakes in house hunting and […]
New Year, New Mortgage?
As we enter 2024, the UK mortgage landscape shows promising signs of stability and optimism, raising a key question for homeowners: “Is remortgaging a strategic step? At the end of 2023, positive changes were made in the mortgage sector, suggesting a more stable market in 2024. In particular, the Bank of England’s decision to maintain […]
