Siim Ounap (CeMap)

Mortgage & Protection Adviser

Expert Mortgage and Protection Advice Across the UK

When it comes to securing your dream home or safeguarding your financial future, you need someone you can trust. As an experienced mortgage broker, I’m here to make your journey smooth, stress-free, and entirely tailored to your needs. Whether you’re looking for the best mortgage rates, life assurance, or critical illness cover, I’ll provide personalised advice that puts you in control.

Securing the Best Mortgage Deal

Navigating the mortgage market can be overwhelming. Unlike a high street bank that offers only their own products, I have access to over 70 lenders, including broker-exclusive mortgage rates. This means I can secure a deal you might not find elsewhere.

Personalised solutions

I’ll explain your options, walk you through the process step by step and find you a solution that fits your situation best. Whether it’s mortgages or personal protection plans to safeguard your future and financial well-being, I’ve got you covered.

Protection Plans and Insurances

Critical Illness Cover: Protecting Your Health and Home
Critical illness cover provides a financial safety net when life takes an unexpected turn. A lump sum payout can cover your mortgage, medical bills, or give you the breathing room to recover without financial stress.

Income Protection: Safeguarding Your Lifestyle
Your ability to earn an income is your greatest asset. Income protection ensures you can meet your financial commitments—even when illness or injury stops you from working.

Family Income Benefit: Securing Your Loved Ones’ Future
Instead of a lump sum, family income benefit gives your loved ones a monthly payout, helping to replace your income and cover daily living costs.

Business Protection: Safeguarding Your Company Against Uncertainty

Business protection is an essential insurance contract designed to shield your business from the financial impact of losing a key person due to critical illness or death. This type of protection provides a vital safety net for partnerships (including limited liability partnerships), shareholders, sole traders, and key employees, ensuring the continuity and stability of your business.

When Should You Contact Me? Now.

Most people only consider mortgages or insurance when they need them, but consulting a broker early can make a world of difference. Here’s why:

  • Understand Your Budget: I’ll help you figure out what you can afford before you start house hunting.
  • Expert Guidance: From your first inquiry to securing the ideal mortgage or insurance plan, I’ll guide you every step of the way to ensure a seamless and stress-free experience.
  • Stress-Free Process: I handle everything from paperwork to negotiations, saving you time and hassle.

 

Ready to Secure Your Future? Let’s Get Started

Chat to Siim today